Unless you live on the mariner, live on the boat and make your living from the use of the boat, ownership is a total waste. I have a friend that is a captain of a boat, and she and her husband find the lifestyle suits them just fine. Most boat owner will tell you the happiest day of their lives was the day the bought their boats. Those same people will tell you, the second happiest day of their lives was the day they sold the darn thing. Unless you are incredibly wealthy, boat ownership is quite expensive.